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Website Running Costs: The Full Annual Breakdown

April 26, 2026 · 3 min read · by the upkept/dev team

Running a website costs more than the build, and the ongoing figure is the one people forget to budget for. The unavoidable annual costs are a domain name, hosting, and an SSL certificate, which is often free. On top of that most sites pay for maintenance, email, and sometimes premium plugins or third-party tools. None of it is huge on its own, but it adds up, and a surprise is only a surprise if you did not plan for it. Here is the full annual picture.

The unavoidable costs

Every website has these, and they recur every year:

  1. Domain name. Your web address, renewed annually. Modest, but let it lapse and the whole site and email go down. Keeping control of it matters.
  2. Hosting. The server your site lives on, billed monthly or yearly. Cheap shared hosting is inexpensive; better performance and reliability cost more.
  3. SSL certificate. The padlock. Certificates from providers like Let's Encrypt are free and most hosts include them, so there is rarely a reason to pay for a basic one.

For a simple brochure site, these three are the floor, and the floor is not expensive.

The costs most people forget

This is where budgets go wrong, because these feel optional until they are not.

  • Maintenance. Keeping the site updated, secure, and working. You either pay for it or do it yourself, but it is not free either way, because your time has value. How much maintenance costs covers the options.
  • Email. Professional email on your domain usually costs per mailbox per month. Worth it, and easy to forget in the build budget.
  • Backups. Some hosts include them; robust off-site backups may be a separate cost. Doing backups properly is not the place to cut.
  • Premium plugins and themes. Many charge an annual licence, and letting one lapse can disable a feature or stop security updates for it.

The costs that depend on the site

These apply only to some sites, and they can be significant:

  • Payment processing. A shop pays transaction fees on every sale.
  • A content delivery network. For speed on a busy or global site.
  • Third-party tools. Booking systems, email marketing, live chat, appointment scheduling, each with its own subscription.
  • Higher-tier hosting. A busy or resource-heavy site outgrows the cheapest hosting.

A brochure site avoids most of these. A shop or a booking platform carries several, which is one reason website running costs vary so much between sites.

A simple way to budget

Rather than a single number, budget in three lines:

Line What it covers
Fixed annual Domain, hosting, SSL, any plugin licences
Maintenance A plan, or your own time
Variable Payment fees, third-party tools, anything usage-based

Add those and you have a realistic yearly figure with no nasty surprises.

What to do next

List everything your site actually pays for, including the subscriptions that renew quietly on someone's card, then group them into the three lines above. If you find services you forgot you were paying for, or cannot even find the logins to, that is worth sorting now. A low upfront build price often defers these running costs rather than removing them, so budget for them from the start.

Part of our guide to website maintenance.

Not sure what is actually wrong with your site?

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